:root{--navy:#07182e;--navy2:#0d2747;--navy3:#14365d;--gold:#d7a64e;--gold2:#f0c879;--white:#f7f9fc;--muted:#aebbd0;--line:#274665;--danger:#d45565;--success:#2f9e75;--shadow:0 22px 70px rgba(0,0,0,.24)}[hidden]{display:none!important}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:#f4f7fb;color:#10223b;font-family:Inter,Segoe UI,Arial,sans-serif;line-height:1.55}img{max-width:100%;display:block}a{text-decoration:none;color:inherit}.container{width:min(1180px,calc(100% - 36px));margin:auto}.site-header{position:sticky;top:0;z-index:50;background:rgba(7,24,46,.94);backdrop-filter:blur(12px);border-bottom:1px solid rgba(215,166,78,.25)}.nav-wrap{height:78px;display:flex;align-items:center;justify-content:space-between}.brand{display:flex;align-items:center;gap:14px;color:#fff}.brand-mark{font-family:Georgia,serif;font-size:38px;line-height:1}.brand-mark span{color:var(--gold)}.brand-text{text-transform:uppercase;font-size:11px;letter-spacing:1.6px;color:#d9e3f2;line-height:1.4;border-left:1px solid var(--gold);padding-left:14px}.main-nav{display:flex;align-items:center;gap:28px;color:#dce6f4;font-size:14px}.main-nav a:hover{color:var(--gold2)}.nav-cta{padding:11px 17px;border:1px solid var(--gold);border-radius:9px;color:var(--gold2)!important}.hero{background:radial-gradient(circle at 80% 20%,#173b65 0,#07182e 48%,#04101f 100%);color:#fff;padding:74px 0;overflow:hidden}.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:54px;align-items:center}.eyebrow{font-size:12px;font-weight:800;letter-spacing:2.2px;color:var(--gold2);margin-bottom:14px}.hero h1,.section h2{font-family:Georgia,serif;line-height:1.08;margin:0}.hero h1{font-size:clamp(42px,6vw,76px);max-width:760px}.hero h1 span{color:var(--gold2)}.hero-lead{font-size:19px;color:#cbd7e8;max-width:760px;margin:24px 0}.hero-actions,.result-actions{display:flex;gap:12px;flex-wrap:wrap}.btn{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:0 21px;border-radius:10px;font-weight:800;font-size:15px;border:1px solid transparent;cursor:pointer;transition:.2s}.btn-primary{background:linear-gradient(135deg,var(--gold2),var(--gold));color:#07182e;box-shadow:0 10px 30px rgba(215,166,78,.25)}.btn-primary:hover{transform:translateY(-1px);filter:brightness(1.05)}.btn-secondary{border-color:#7590af;background:transparent;color:inherit}.btn-secondary:hover{background:rgba(255,255,255,.06)}.trust-row{display:flex;gap:18px;flex-wrap:wrap;margin-top:26px;color:#9eafc5;font-size:13px}.trust-row span:before{content:'✓';color:var(--gold);font-weight:900;margin-right:7px}.hero-visual{position:relative}.hero-visual:before{content:'';position:absolute;inset:-16px;border:1px solid rgba(215,166,78,.35);border-radius:28px;transform:rotate(2deg)}.hero-visual img{border-radius:22px;box-shadow:var(--shadow);position:relative}.proof-strip{background:#fff;border-bottom:1px solid #dfe6ef}.proof-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;padding:26px 0}.proof-grid div{padding-left:18px;border-left:3px solid var(--gold)}.proof-grid strong{display:block;font-size:20px;color:#0c2748}.proof-grid span{font-size:13px;color:#61738c}.section{padding:88px 0}.section-heading{max-width:780px;margin-bottom:42px}.section-heading.narrow{max-width:720px;margin-inline:auto;text-align:center}.section h2{font-size:clamp(34px,4.5vw,54px);color:#0a2341}.section-heading p{font-size:17px;color:#64738a}.service-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.service-card{background:#fff;border:1px solid #e1e7ef;border-radius:18px;padding:26px;box-shadow:0 12px 36px rgba(16,34,59,.06);transition:.2s}.service-card:hover{transform:translateY(-3px);border-color:#cfaa67}.service-icon{width:42px;height:42px;border-radius:11px;background:#0d2a4d;color:var(--gold2);display:grid;place-items:center;font-weight:900;margin-bottom:19px}.service-card h3{margin:0 0 8px;font-size:20px;color:#0c2748}.service-card p{margin:0;color:#687991}.section-dark{background:linear-gradient(140deg,#07182e,#0d2a4e);color:#fff}.section-dark h2{color:#fff}.section-dark p{color:#bdcadc}.methodology-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:70px}.timeline{list-style:none;padding:0;margin:0;display:grid;gap:14px}.timeline li{display:flex;gap:18px;padding:20px;background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.1);border-radius:14px}.timeline li>span{width:38px;height:38px;border-radius:50%;display:grid;place-items:center;flex:0 0 auto;background:var(--gold);color:#07182e;font-weight:900}.timeline strong{font-size:17px}.timeline p{margin:4px 0 0;font-size:14px}.quote-section{background:#eef3f9}.wizard-shell{display:grid;grid-template-columns:285px 1fr;max-width:1080px;margin:auto;background:#fff;border:1px solid #dce4ee;border-radius:24px;overflow:hidden;box-shadow:var(--shadow)}.wizard-sidebar{background:linear-gradient(180deg,#07182e,#0d2b50);color:#fff;padding:30px;display:flex;flex-direction:column}.progress-label{display:flex;justify-content:space-between;font-size:12px;color:#b8c5d7}.progress-track{height:7px;background:#254564;border-radius:20px;margin:9px 0 26px;overflow:hidden}.progress-bar{height:100%;width:20%;background:linear-gradient(90deg,var(--gold),var(--gold2));transition:.25s}.step-list{list-style:none;padding:0;margin:0;display:grid;gap:11px}.step-list li{display:flex;align-items:center;gap:10px;color:#8fa4be;font-size:14px}.step-list li span{width:30px;height:30px;border-radius:50%;display:grid;place-items:center;border:1px solid #476684}.step-list li.active{color:#fff;font-weight:800}.step-list li.active span,.step-list li.done span{background:var(--gold);color:#07182e;border-color:var(--gold)}.estimate-preview{margin-top:auto;padding:18px;border:1px solid rgba(215,166,78,.45);border-radius:14px;background:rgba(255,255,255,.04)}.estimate-preview span,.estimate-preview small{display:block;color:#9eafc4;font-size:12px}.estimate-preview strong{display:block;color:var(--gold2);font-size:19px;margin:5px 0}.wizard-form{padding:34px 38px}.wizard-step{display:none;min-height:490px}.wizard-step.active{display:block}.step-head{margin-bottom:26px}.step-head>span{font-size:12px;color:#a4792f;text-transform:uppercase;font-weight:900;letter-spacing:1.6px}.step-head h3{font-size:29px;color:#0c2748;margin:4px 0}.step-head p{margin:0;color:#708096}.form-grid{display:grid;gap:18px}.form-grid.two{grid-template-columns:1fr 1fr}.span-two{grid-column:span 2}label{display:grid;gap:7px;font-size:14px;font-weight:800;color:#243b58}input,select,textarea{width:100%;border:1px solid #cdd8e5;border-radius:10px;background:#fbfdff;padding:12px 13px;font:inherit;color:#112842;outline:none;transition:.15s}input:focus,select:focus,textarea:focus{border-color:#b88636;box-shadow:0 0 0 3px rgba(215,166,78,.14)}textarea{resize:vertical}.suggestion{background:#fff7e7;border:1px solid #e6c47f;color:#664714;padding:12px 14px;border-radius:10px;font-size:14px}.choice-row{display:grid;grid-template-columns:1fr 1fr;gap:15px}.choice-card{display:block}.choice-card input{position:absolute;opacity:0}.choice-card span{display:block;border:1px solid #cfdae7;border-radius:14px;padding:19px;cursor:pointer;background:#fbfdff}.choice-card input:checked+span{border-color:var(--gold);box-shadow:0 0 0 3px rgba(215,166,78,.16);background:#fffaf0}.choice-card strong,.choice-card small{display:block}.choice-card small{font-weight:400;color:#6d7d91;margin-top:3px}.case-fields{margin-top:22px;padding-top:22px;border-top:1px solid #e2e8f0}.toggle-grid{display:grid;gap:12px;margin-top:20px}.toggle{display:flex;align-items:center;gap:13px;border:1px solid #d8e1ec;border-radius:12px;padding:14px;background:#fbfdff;cursor:pointer}.toggle input{position:absolute;opacity:0}.toggle>span{width:42px;height:24px;border-radius:30px;background:#b9c7d7;position:relative;flex:0 0 auto;transition:.2s}.toggle>span:after{content:'';position:absolute;top:3px;left:3px;width:18px;height:18px;border-radius:50%;background:white;transition:.2s}.toggle input:checked+span{background:var(--gold)}.toggle input:checked+span:after{left:21px}.toggle strong,.toggle small{display:block}.toggle small{font-weight:400;color:#6e7e92}.evidence-list{display:grid;gap:10px;margin-bottom:22px}.evidence-item{display:flex;gap:11px;align-items:flex-start;padding:12px;border:1px solid #dce4ee;border-radius:10px;background:#fbfdff;font-weight:500}.evidence-item input{width:auto;margin-top:4px}.empty-state{color:#76879d;padding:18px;border:1px dashed #bfcddd;border-radius:10px}.upload-box{border:2px dashed #b8c7d8;border-radius:14px;padding:22px;text-align:center;background:#f8fbff;cursor:pointer;margin-bottom:10px}.upload-box input{margin:12px 0 6px}.upload-box span{display:block;font-weight:400;color:#6d7e93;font-size:12px}.file-list{display:grid;gap:6px;margin-bottom:18px;color:#5d6e84;font-size:13px}.legal-consents{margin-top:22px;padding:18px;border:1px solid #d5dfeb;border-radius:14px;background:#f8fbff}.legal-consents h4{margin:0 0 5px;color:#123252;font-size:17px}.legal-consents>p{margin:0 0 12px;color:#6a7b91;font-size:13px}.consent{display:flex;gap:10px;align-items:flex-start;margin-top:12px;font-weight:500;color:#52647a}.consent input{width:auto;margin-top:4px;flex:0 0 auto}.consent a{color:#8a5b12;text-decoration:underline;font-weight:800}.legal-version{display:block;margin-top:13px;color:#74849a}.wizard-actions{display:flex;justify-content:space-between;gap:10px;border-top:1px solid #e4eaf1;padding-top:22px}.form-message{padding:13px;border-radius:10px;margin-top:14px}.form-message.error{background:#fdebed;color:#8c2030;border:1px solid #f2b9c0}.form-message.success{background:#e7f7f1;color:#176447;border:1px solid #afe0ce}.faq-grid{display:grid;grid-template-columns:.7fr 1.3fr;gap:70px}.faq-list{display:grid;gap:10px}.faq-list details{background:#fff;border:1px solid #dfe6ee;border-radius:13px;padding:18px}.faq-list summary{font-weight:900;color:#153253;cursor:pointer}.faq-list p{color:#63758c;margin-bottom:0}.site-footer{background:#061325;color:#bdcadb;padding:45px 0}.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:30px}.footer-grid>div{display:flex;flex-direction:column;gap:7px}.footer-grid strong{color:#fff}.footer-grid a:hover{color:var(--gold2)}body.modal-open{overflow:hidden}.result-modal{position:fixed;inset:0;background:rgba(3,12,24,.82);z-index:100;display:grid;place-items:center;padding:20px}.result-card{position:relative;width:min(560px,100%);background:#fff;border-radius:22px;padding:34px;text-align:center;box-shadow:var(--shadow)}.modal-close{position:absolute;right:15px;top:10px;background:none;border:0;font-size:30px;color:#6c7a8d;cursor:pointer}.result-icon{width:62px;height:62px;border-radius:50%;background:#daf4ea;color:#197252;display:grid;place-items:center;font-size:32px;font-weight:900;margin:auto}.result-card h2{font-size:32px;margin:12px 0 5px}.result-estimate{background:#07182e;color:#fff;border-radius:16px;padding:20px;margin:20px 0}.result-estimate span,.result-estimate small{display:block;color:#b9c8dc}.result-estimate strong{display:block;font-size:31px;color:var(--gold2)}.result-note{color:#697a90}.result-actions{justify-content:center}.result-actions .btn-secondary{color:#143050;border-color:#9eb0c5}@media(max-width:980px){.hero-grid,.methodology-grid,.faq-grid{grid-template-columns:1fr}.hero-visual{max-width:650px}.service-grid{grid-template-columns:repeat(2,1fr)}.wizard-shell{grid-template-columns:1fr}.wizard-sidebar{display:block}.step-list{grid-template-columns:repeat(5,1fr);margin-bottom:18px}.step-list li{font-size:0;justify-content:center}.estimate-preview{margin-top:18px}.wizard-step{min-height:0}}@media(max-width:760px){.main-nav a:not(.nav-cta){display:none}.nav-wrap{height:68px}.brand-text{display:none}.hero{padding:48px 0}.hero-grid{gap:34px}.hero h1{font-size:43px}.hero-lead{font-size:17px}.proof-grid{grid-template-columns:1fr 1fr}.service-grid{grid-template-columns:1fr}.section{padding:64px 0}.wizard-form{padding:25px 20px}.form-grid.two,.choice-row{grid-template-columns:1fr}.span-two{grid-column:auto}.wizard-actions{flex-wrap:wrap}.wizard-actions .btn{flex:1}.footer-grid{grid-template-columns:1fr}.result-actions .btn{width:100%}}@media(max-width:480px){.container{width:min(100% - 24px,1180px)}.hero h1{font-size:37px}.proof-grid{grid-template-columns:1fr}.proof-grid div{padding:8px 0 8px 16px}.wizard-sidebar{padding:22px}.wizard-form{padding:22px 16px}.step-head h3{font-size:25px}.step-list{gap:5px}.result-card{padding:28px 20px}}

.legal-page{background:#eef3f9;padding:54px 0 80px}.legal-document{max-width:900px;margin:auto;background:#fff;border:1px solid #dce4ee;border-radius:20px;padding:38px;box-shadow:0 18px 55px rgba(16,34,59,.09)}.legal-document h1{font-family:Georgia,serif;color:#0a2341;font-size:42px;line-height:1.1;margin:0 0 10px}.legal-document h2{font-family:Georgia,serif;color:#123252;font-size:25px;margin:31px 0 8px}.legal-document p,.legal-document li{color:#53667d}.legal-document .legal-meta{padding:13px 16px;background:#fff7e7;border-left:4px solid #d7a64e;margin:18px 0 28px}.legal-document a{color:#8a5b12;text-decoration:underline}.legal-document ul{padding-left:22px}.result-email{font-size:13px;color:#53667d;background:#f2f6fa;border-radius:9px;padding:10px}@media(max-width:980px){.footer-grid{grid-template-columns:1fr 1fr}}@media(max-width:600px){.legal-document{padding:25px 19px}.legal-document h1{font-size:34px}.footer-grid{grid-template-columns:1fr}}

/* Integración corporativa V&G v2 */
.brand-logo{display:flex;align-items:center}.brand-logo img{width:330px;height:58px;object-fit:contain;object-position:left center}.footer-brand img{width:300px;max-width:100%;height:auto}.footer-brand p{margin:.45rem 0 0;color:#bdcadb}.main-nav a[href="../portal/"]{color:#f0c879}.site-header{border-bottom-color:rgba(215,166,78,.4)}@media(max-width:760px){.brand-logo img{width:245px;height:52px}.main-nav a[href="../portal/"]{display:none}}@media(max-width:480px){.brand-logo img{width:210px}}